Quality Coverage | Competitive Rates | HSA's Health Savings Accounts - The Best Program Available to Stem the Tide of Medical Costs VACE-Cigna Healthcare offers area employers an IRS-qualified Health Savings Account combination that puts health care choices in the hands of employees. Combine it with an employee-managed HSA account and everyone wins. Employer and/or employee can contribute to the HSA account with tax-free dollars. Use it pay medical expenses. Carry any balance toward future medical expenses. Ask our agents !!!! General Information:Operated by Vermont's Chambers of Commerce for the benefit of their members. Honest rates determined by the claims experience of those covered by the Chamber program. No under-pricing to expand market share. No extra premium to increase profits. Just the premium needed to pay members' claim and manage the program. Making health care costs manageable for 5,000 of Vermont's working families. Available to Vermont's smallest businesses. (Maximum 50 employees.) Rates 2011:
Contact:
Available through Membership in the Central Vermont Chamber of Commerce.Enrollment Guidelines:- All groups must have membership in good standing with the Central Vermont Chamber of Commerce. - All businesses must be located physically in Central Vermont or aggressively serve the Central Vermont community. - The group must supply ONE of the following as proof of business.
- Income Guidelines: To be in the VACE plan, you must be a full time active business. Gross income must exceed premium amount for 12 month period. - The group must supply VACE with proof of prior insurance if applicable. - Employers need to complete Enrollment Agreement, including:
-All groups must complete a census report proving that 75% of eligible employees are participating.
Please note: Employees who are covered under their spouses insurance policy, are not considered as part of the 75% participation, but may elect to be covered. If the employee elects not to be covered, you must send a copy of spouse's insurance card. - Employers with 1-3 employees must have 100% participation of eligible employees. -An enrollment / change form must be completed and signed by each employee, even if the employee is refusing coverage. Detailed plan and enrollment information can only be obtained through qualified agents, not Chamber staff, please contact one of the agents listed above, or call the Chamber at 229-5711 to have an agent contact you.
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